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These rights typically apply to: (i) bank accounts, brokerage accounts, stock certificates, or other accounts that are registered in both of your names (or in your name(s) with one or more other individuals) as "joint tenants with right of survivorship"; and (ii) all federal savings bonds held in two or more joint names with "or" between the names. Survivorship issues also apply to: (a) accounts registered as "community property with rights of survivorship"; (b) accounts registered in your name(s) as "trustee" for one or more named individuals; and (c) accounts marked "pay on death" ("POD") or "transfer on death" ("TOD") to another party. In Texas, it is uncommon for survivorship rights to apply to real estate.
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